Well, I just got back from school today.  It was ok, but sometimes it sure makes for a long day.  Today was very uneventful except for one thing: a pop quiz in finance.

It was definitely not looking good for me.  You see I have been working on a paper for English for the past few days and haven’t been keeping up with my finance class.  I also take the class for granted sometimes: I am very passionate about the topic so I have made a point to learn a lot about the subject.  It also comes easily to me, so I don’t study for the class as much.

Thing is the topic of the quiz today was mortgages: which I am not too familiar with.  You see, I have not bought a house yet, so I really had no idea.  The concept of home refinance stumped me, so I had to skip the question.  I think I got the question on home equity loans but we will have to wait and see.

All in all today was a wake up call for me: maybe I don’t know this class as well as I thought.  I will need to put some time into studying it as well.